Top Premium Tanks for Silver Farming in World of Tanks (WoT)
Best Premium Tanks for Farming in WoT | Guides  Best Premium Tanks for Farming in WoT | Guides 

Best Premium Tanks for Farming in WoT

    • World of Tanks
    • Game guides
  • 24 August 2021
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If you've been playing World of Tanks for a while, you know how the credit economy works. Back in the day, you could make decent credits with tier 6-8 regular tanks, but those times are long gone. Wargaming shifted the meta, and now premium tanks are pretty much the only reliable way to farm credits efficiently. The problem is, there are dozens of premium vehicles out there, and they're not all created equal when it comes to making silver.

I've spent countless hours testing different premium tanks, and I can tell you that the best credit earners aren't always the most overpowered ones. It's more about consistency, standard shell penetration, and how well the tank fits your playstyle. Let me break down the tanks that actually deliver on their promise of making credits.

Key Factors for Credit Farming

Not all premium tanks are created equal when it comes to making credits. The best credit earners share these characteristics:

  • High standard penetration: Tanks that don't rely on expensive premium rounds earn significantly more
  • Consistent performance: The better you play your tank, the more credits you make
  • Tier VIII focus: Offers the best balance of credit coefficients and matchmaking
  • Survivability: Staying alive longer means more opportunities to deal damage

Overview of Premium Tanks for Farming

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LOWE

The Lowe has been around forever, and there's a reason it's still one of the most recommended credit farmers. This German tier 8 heavy tank has gone through several buffs over the years, and Wargaming has actually made it pretty solid. It's not flashy, it won't dominate every match, but it's consistent – and that's what matters for credit farming.

Löwe.jpg

What makes the Lowe work is its combination of good standard penetration (234 mm on AP shells), solid frontal armor, and a gun that actually hits where you aim. The turret can bounce quite a bit when you're hull down, with up to 240 mm of armor. The gun depression is decent at -8 degrees, which lets you work ridgelines effectively. With 1650 HP, you're not going to get one-shot, and the 400-meter view range means you can spot for yourself when needed.

Pro Tip: Playing the Lowe

The Lowe excels in defensive positions where you can use your armor and gun depression. Find a good hull-down spot early in the battle and let enemies come to you. Don't try to be aggressive – your job is to deal consistent damage and survive, not to carry the team.

The downsides? It's slow. Really slow. The 1000-horsepower engine pushing 90 tons gives you about 11.15 hp/t, so don't expect to relocate quickly. The DPM is nothing special at around 1600, and the single-shot damage is average. The turret traverse is sluggish too. But here's the thing – if you're farming credits, you don't need to be the hero every game. You need to deal consistent damage, survive, and make a profit. The Lowe does exactly that.

Pros Cons
  • Excellent standard penetration (234 mm)
  • Strong turret armor (up to 240 mm)
  • Great view range (400 m)
  • Good gun depression (-8 degrees)
  • High HP pool (1650)
  • High credit coefficient
  • Accurate gun
  • Low mobility (11.15 hp/t)
  • Average DPM (~1600)
  • Low single-shot damage
  • Slow turret traverse
  • Poor maximum speed

The Lowe excels in defensive positions where you can use your armor and gun depression. It's not a brawler, but it doesn't need to be. For players who want a reliable credit earner that doesn't require perfect positioning or lightning-fast reactions, the Lowe is still one of the best options. If you're looking to maximize your earnings even further, consider checking out credit boosting services that can help you farm more efficiently.

FCM 50 t

The FCM 50 t is a bit of an oddball. It's a French tier 8 premium heavy tank, but it plays more like a medium. It has preferential matchmaking, which means you'll never see tier 10 battles – that's a huge advantage for credit farming. The tank itself is fast, has a rapid-fire gun, and decent view range, but the armor is basically non-existent.

FCM 50 t.jpg

What makes the FCM 50 t work for credit farming is its mobility and gun. You can hit 51 km/h, and with over 18 hp/t, you can actually reposition during battles. The 90 mm gun has 212 mm of standard penetration, which is workable against most targets you'll face. The reload is quick at 7.19 seconds, giving you a DPM of around 1920. The shells are cheap, which means more profit per battle.

The problem is that you're basically a large, slow medium tank with no armor. You'll get penned by everything, and module damage is frequent. The gun handling isn't great either, so you'll miss shots on the move. But if you can play it like a support medium – using your speed to get into good positions and your DPM to farm damage – it can be very profitable. The key is staying alive long enough to deal damage.

Important: Preferential Matchmaking

The FCM 50 t has preferential matchmaking, which means you'll never face tier 10 tanks. This is a huge advantage for credit farming, as you'll always be in matches where your gun can penetrate most targets without premium rounds. This alone makes it worth considering for players who struggle in tier 10 battles.

Pros Cons
  • High mobility (51 km/h, 18+ hp/t)
  • Good DPM (~1920)
  • Low shell cost
  • Decent gun accuracy
  • Good view range
  • Preferential matchmaking (no tier 10)
  • Weak armor
  • Low single-shot damage
  • Poor gun stabilization
  • Frequent module damage

The FCM 50 t rewards players who understand positioning and can use mobility effectively. It's not for everyone, but if you're comfortable playing support roles and avoiding direct confrontations, it can be a solid credit earner. For players looking to improve their performance, boosting services can help you get the most out of tanks like this.

T 34

The American T 34 is another old-school premium that's been around for ages. It's a tier 8 heavy tank that's basically a slower, more armored version of the tech tree T29. The gun is the star here – it's the same 120 mm cannon you'll find on tier 9 and 10 American heavies, which means excellent penetration and damage for tier 8.

The T 34 has 248 mm of standard AP penetration, which is fantastic for tier 8. You'll rarely need premium rounds, and that's crucial for credit farming. The alpha damage is 400, which is solid, and the gun accuracy is decent. The turret is strong, with good gun depression, so you can work ridgelines effectively.

Why the T 34 is Great for Credits

With 248 mm of standard penetration, the T 34 can handle almost any target at tier 8 and most at tier 9. You'll almost never need to fire premium rounds, which keeps your shell costs low and profits high. The high alpha damage also means you don't need to expose yourself as often.

The downsides are significant though. The tank is slow, the DPM is terrible (one of the worst at tier 8), and the hull armor is weak. You're basically a turret on tracks. The view range is also poor at 360 meters, which limits your spotting potential. But if you can find a good hull-down position and let that gun work, the T 34 can make credits consistently.

Pros Cons
  • Excellent standard penetration (248 mm)
  • High alpha damage (400)
  • Strong turret armor
  • Good gun depression
  • Rarely needs premium rounds
  • Very low DPM
  • Poor mobility
  • Weak hull armor
  • Poor view range (360 m)
  • Slow reload

The T 34 is a one-trick pony, but it does that trick well. If you like hull-down gameplay and can be patient with the slow reload, it's a reliable credit earner. The high penetration means you'll almost never need to fire premium rounds, which keeps your costs down and profits up.

WZ-120-1G FT

The WZ-120-1G FT is a Chinese tier 8 premium tank destroyer that's been gaining popularity among credit farmers. It's mobile for a TD, has good damage output, and can actually brawl when needed. Unlike most tank destroyers, this one doesn't force you to camp in the back all game.

The gun is a 122 mm with 258 mm of standard AP penetration – that's excellent for tier 8. The alpha damage is 440, which is solid, and the DPM is decent. The tank can reach 56 km/h, which is fast for a TD, and it has good traverse speeds. The armor isn't great, but it's not paper-thin either. You can bounce some shots if you angle properly.

The main advantage for credit farming is that the WZ-120-1G FT can be aggressive. You're not stuck in one position all game, and you can push flanks when the opportunity arises. The standard penetration is high enough that you won't need premium rounds often, and the mobility means you can escape bad situations.

Credit Farming Potential

The WZ-120-1G FT combines excellent penetration (258 mm), good damage (440 alpha), and mobility. This means you can deal damage consistently without relying on expensive premium rounds, and you can reposition to find new targets when needed. The combination of these factors makes it one of the better credit earners among tank destroyers.

Pros Cons
  • High standard penetration (258 mm)
  • Good alpha damage (440)
  • High mobility for a TD (56 km/h)
  • Can brawl effectively
  • Decent DPM
  • No turret
  • Armor is inconsistent
  • Gun handling could be better
  • Limited gun traverse

The WZ-120-1G FT is perfect for players who want a TD that doesn't play like a traditional TD. If you're comfortable being more aggressive and using mobility to your advantage, this tank can be a great credit earner. The combination of good penetration, decent damage, and mobility makes it versatile enough to adapt to different battle situations.

M4A1 Revalorisé

The M4A1 Revalorisé is a French tier 8 premium medium tank that's often overlooked, but it's actually a solid credit farmer. It's based on the Sherman chassis but with a much better gun – a 105 mm cannon with good penetration and damage. The tank is mobile, has decent view range, and can work ridges effectively.

The gun has 232 mm of standard AP penetration, which is workable for tier 8. The alpha damage is 390, which is good for a medium tank, and the DPM is decent. The gun depression is -10 degrees, which is excellent and lets you work terrain effectively. The mobility is solid, with a top speed of 45 km/h and decent acceleration.

The armor isn't great, but it's not terrible either. You can bounce some shots if you angle, and the turret has some protection. The view range is 390 meters, which is decent. The main issue is that the tank doesn't excel in any particular area – it's a jack of all trades, master of none. But for credit farming, that's often enough.

Pros Cons
  • Good standard penetration (232 mm)
  • Solid alpha damage (390)
  • Excellent gun depression (-10 degrees)
  • Decent mobility
  • Good view range (390 m)
  • Versatile playstyle
  • Armor is inconsistent
  • Gun handling could be better
  • Not exceptional in any area
  • Average DPM

The M4A1 Revalorisé is a solid all-around tank that can adapt to different situations. It's not flashy, but it's reliable. For players who want a medium tank that can make credits consistently without requiring perfect play, the Revalorisé is a good choice. It rewards good positioning and map awareness more than raw skill.

Conclusion

When it comes to credit farming in World of Tanks, there's no one-size-fits-all solution. The best tank for you depends on your playstyle, skill level, and what you enjoy playing. The tanks I've covered here – the Lowe, FCM 50 t, T 34, WZ-120-1G FT, and M4A1 Revalorisé – are all solid choices that can make credits consistently.

Tips for Maximizing Credit Earnings

Regardless of which tank you choose, these strategies will help you earn more credits:

  • Play in platoons: Especially with friends who have Premium Account for extra credit bonuses
  • Use reserves: Activate credit boosters and play during special events
  • Minimize premium rounds: Only use them when absolutely necessary
  • Stay alive: The longer you survive, the more damage you can deal
  • Clan reserves: Join a clan that activates credit bonuses for skirmishes

The key to successful credit farming isn't just picking the right tank. It's about playing consistently, minimizing premium round usage, and staying alive long enough to deal damage. All of these tanks have good standard penetration, which means you can make credits even in tough matches.

If you're looking to maximize your credit earnings, consider using credit farming services to help you reach your goals faster. These services can help you farm credits efficiently while you focus on other aspects of the game.

Final Thoughts

The tanks I've covered here are the ones available for gold in the in-game shop. There are other premium tanks available through events, marathons, and the Battle Pass that can also be excellent credit earners. The most important thing is finding a tank you enjoy playing – because if you're not having fun, you're not going to play it enough to make credits anyway.

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